Sofla.
South Florida Home Lending

Your home
is waiting.

Explore loan programs and get a preliminary assessment of your options. A licensed loan expert can help you take the next step.

Explore loan programs with AI before creating an account. No credit check to start.

Beautiful South Florida home

AI Qualification Score

94/100Qualified ✓

Best match: FHA 30-year fixed

Happy family in their new home

🏡 Home Achieved

South Florida home exterior

Qualify in

3 min ⚡

Built for how mortgages actually work

From first question to closed deal. Every step covered for borrowers, realtors, and lenders.

Get a preliminary loan assessment

Answer intake questions to see an initial score and possible loan programs. A loan expert confirms eligibility and the documents needed for your application.

Try it now
Qualification ProgressQuestion 8 of 11

Current Question

What is your estimated annual income?

Under $50K
$50K - $100K
$100K - $200K
$200K+
Preliminary Score: High

A clear path from questions to a loan expert

Start with guidance, see a preliminary result, and decide when to speak with a person.

01

Explore without an account

Describe your goals to the public AI loan finder and learn which programs may fit.

02

Get a preliminary score

Create a borrower account and answer the intake questions. Your result uses self-reported information and is not an approval.

03

Talk with a loan expert

A licensed loan expert can review your situation and guide the formal application and document steps.

Built for both sides of the deal

Borrowers know their options before they pick up the phone. Realtors get buyers who are ready to move.

For Borrowers

Know your options before you call a lender.

Answer a few questions and get a real pre-qualification score, your best loan match, and the exact document list for that program. No phone calls to get started.

Start Qualification
For Realtors

Free listings. Buyers who are ready to move.

List your properties at no cost and receive buyers who are already pre-qualified. You see their loan program, score, and budget before you connect. You pay only when a deal closes.

Join as Realtor
Every Program

Every loan type. One platform.

FHA, Conventional, Jumbo, Foreign National, Bank Statement, DSCR, Construction, Fix and Flip, Reverse Mortgage. Every borrower gets matched to the right program automatically. No wasted applications.

See Programs

Beyond financing

Legal, title and home insurance

Explore the closing partner categories we are preparing. You can always choose your own attorney, title provider or insurer.

View closing partners →

Every Loan Program. One Platform.

From first-time buyers to portfolio investors. Every borrower gets matched to the program they actually qualify for.

FHA

First-time buyer loans

Conventional

Standard conforming loans

Jumbo

High-value property loans

DSCR

No employment income required

Bank Statement

Self-employed borrowers

Construction

100% financing available

Foreign National

Non-US citizen mortgages

Fix and Flip

Short-term investor loans

Reverse Mortgage

Home equity for 62+

Your home story
starts here.

Pre-qualify in minutes, get matched to the right program, and connect with a realtor who knows your market.

3-minute qualification
All loan types covered
South Florida specialists
AI-matched loan lanes